have a family很多同学容易理解为“结婚，成家”，但它真正的意思是“生小孩”，比如Think Like a Monk这本书里面就有这样的句子：

Finally, in college, I started to notice the value of hard work, sacrifice, discipline, persistence in pursuit of one’s goals. The problem was that at the time, I didn’t have any goals apart from getting a good job, getting married one day, maybe having a family—the usual.

这里getting married, having a family两个词组是分开的，表达的意思分别是“结婚”和“生小孩”。