关于女佣借钱，姐妹分享给了我一个她给菲佣的英文回复，我觉得太有用了，分享给大家，欢迎大家取用，并根据自身家庭情况增减：

XXX, I'm sorry you asked me such a request. I think we have talked about the rules clearly when you first started your work.

One of the rules is "you can't get your salary in advance, and you can't borrow money from your employer or any loan shark."

You've been working for many years, and I'm sure you know it's not appropriate. I also consulted the agency, and she did not suggest me to do that. She said if there was a dispute, the whole thing would become very complicated.

I don’t want to embarrass you. I hope you and my family can get along as well as before. My family likes you very much these days. But if you want to change employers, please let me know in advance.

另一个姐妹建议，告诉菲佣，我家是先生换大钱，需要钱的话你去问先生借。（比起女主人，男主人有时候冷口冷面的，菲佣会没有那么轻易开口。好主意啊👍🏻）