BEIJING, June 22, 2026 /PRNewswire/ -- Cheche Group Inc. (NASDAQ: CCG) ("Cheche" or the "Company"), China's leading auto insurance technology platform, today announced the official launch of "ABAO Agent," an AI-powered intelligent underwriting agent. Built on the Company's proprietary, large language model and deeply integrated with core insurance workflows, ABAO Agent delivers end-to-end intelligent automation across underwriting and policy renewal — marking a pivotal step in Cheche's strategic evolution from a digital insurance transaction platform to a AI-driven insurtech company.
北京，2026年6月22日 /PRNewswire/ —— Cheche Group Inc.（纳斯达克股票代码：CCG）（“Cheche”或“公司”），中国领先的汽车保险科技平台，今日宣布正式推出“ABAO Agent”——一款由人工智能驱动的智能核保代理。该代理基于公司自研的大语言模型，并深度集成于核心保险业务流程，可在核保及保单续保环节实现端到端的智能自动化，标志着Cheche从数字保险交易平台向AI驱动的保险科技公司战略转型的关键一步。
ABAO Agent is now commercially deployed in auto insurance renewal scenarios at scale. Its 24/7 autonomous capabilities allow the agent to independently execute the complete renewal workflow — customer outreach, needs identification, policy follow-up, and conversion — functions that previously required dedicated human teams. The result is a reduction in labor and operational costs for carrier partners, with no compromise to service continuity.
ABAO Agent目前已在车险续保场景中实现大规模商业化部署。其7×24小时自主运行能力使该代理能够独立完成完整的续保工作流程——包括客户触达、需求识别、保单跟进和转化——这些功能此前需依赖专门的人力团队。此举在不影响服务连续性的前提下，显著降低了合作保险公司的劳动力与运营成本。
"ABAO Agent is the core engine of Cheche's intelligent transformation," said Lei Zhang, Founder, CEO and Chairman of Cheche Group. "We have spent years building proprietary insurance data, scenario-based algorithms, and deep industry relationships — ABAO Agent is where that foundation becomes a competitive moat. We will continue integrating AI across the full insurance lifecycle, from underwriting and pricing to claims, with the goal of driving structural cost reductions for our carrier partners and cementing Cheche's leadership in intelligent risk management for NEV insurance."
“ABAO Agent是Cheche智能化转型的核心引擎，”Cheche Group创始人、首席执行官兼董事长Lei Zhang表示，“我们多年来持续积累自有保险数据、场景化算法并深化行业合作关系——ABAO Agent正是将这一基础转化为竞争护城河的关键所在。我们将继续推动AI贯穿保险全生命周期，从核保、定价到理赔，旨在为合作保险公司带来结构性成本降低，并巩固Cheche在新能源汽车保险智能风险管理领域的领导地位。”